Heating and cooling systems are essential, and repairs or replacements are often unexpected. Financing allows you to move forward immediately without delaying comfort or straining your budget. We partner with established financing providers to offer flexible payment options for qualified customers. Review the options below and apply directly with the lender that fits your project and financial needs.
Synchrony

Major HVAC repairs and system replacements are not always planned. Financing through Synchrony allows you to move forward now and spread payments over time instead of postponing comfort.
Synchrony is one of the nation’s leading consumer financial services companies. With roots dating back to 1932, it is currently the largest provider of private label credit cards in the United States based on purchase volume and receivables.
- Simple application process with fast credit decisions
- Unsecured revolving credit lines
- Promotional financing options1
- Convenient monthly payment options
- Online account management
1. Subject to credit approval. Minimum monthly payments are required. See store for details.
For all promotions: Qualifying purchases must be made with your Home Design credit card issued by Synchrony Bank and a $69 account activation fee will apply and be charged at the time the first purchase posts to the account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
Wells Fargo Home Projects®
The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. Financing is available for qualifying Trane products and services.
60 Month Financing with Approved Credit
*Applies to Wells Fargo financing. Only on deluxe and above Trane equipment. No discounts available. Restrictions apply. Call for details.
Apply for Wells Fargo Financing
Service Finance

Service Finance offers additional flexible payment solutions for HVAC equipment and home comfort upgrades. Applications are completed securely online through their portal, with fast credit decisions in many cases.
